Why do I need life insurance?
Life insurance helps keep your loved ones finances secure if something were to happen to you. Having life insurance can help them pay off things like debts, bills and the mortgage.
To make sure you don’t leave your loved ones short, it’s important to take out an amount of cover that's right for you. Whatever amount of cover you need depends on a few things, like:
- Your personal circumstances
- Your family’s needs
- How much you can afford to pay towards your monthly premiums.
How much cover do I need?
Call our expert advisers on 0161 974 2517
What to consider when choosing your cover amount
How much is left to pay on your mortgage?
How much other debt you have to pay?
How much you can afford?
How much you may need if you get a critical illness?
How much you need to pay towards childcare or education?
How much your loved ones would need to maintain their lifestyle?
Review your protection needs regularly
Why choose cover with Vitality?
✓ A brand you can trust - Last year, 99.5% of life insurance claims were paid out1
✓ Award-winning cover - 5-Star Defaqto rated life insurance cover
✓ Discounts and rewards - Access a range of discounts and rewards with Vitality partners
✓ Free no-obligation advice - Our advisers are highly trained and offer free, expert advice.
Learn more about life insurance
Term life insurance
Term Life insurance gives you cover for a fixed term and pays out on death or terminal illness.
Whole of life insurance
Whole of life insurance lasts the duration of your life and pays out to your family when you die.