Once you’ve selected the VitalityLife plan that best fits your needs, you can choose to optimise it and get access to even bigger discounts and rewards.
With Vitality Optimiser, you could get:
- Up to 40% upfront premium discount with Whole of Life Cover and up to 25% with Fixed-Term Cover
- The chance to keep your premiums low in future by staying active and healthy
- Opportunity to earn cashback
- Access to our great range of discounts and rewards partners through Vitality Lite or Vitality Plus for an additional monthly fee.
- Optimiser Underwriting - Applying for life insurance can often be a lengthy process. We are delighted to introduce Optimiser Underwriting: intelligent underwriting with just 5 medical questions available on Life and Serious Illness Cover with Vitality or Wellness Optimiser.
Your upfront discount
Rewards and cashback
Partner discounts and rewards
When you add Vitality Optimiser to your plan, not only will you get access to an upfront discount and cashback, you’ll also receive savings and discounts with our reward partners. Vitality Plus may be added within three months of the plan's start date or at each anniversary of the plan. Further terms and conditions apply.
If your monthly premium is below £30:
- You'll get vitality LIte for an additional monthly fee of £1.75
- Giving you access to a number of reward partners including Champneys, Runners Need, WW and Garmin.
If your monthly premium is over £30:
- You'll get Vitality Plus for an additional monthly fee of £4.50
- Giving you access to our best reward partners including Ocado, Virgin Active and Starbucks.
- You'll get access to our Apple Watch offer
Our cashback structure is designed to reward members who demonstrate good long term health. Speak to a VitalityLife adviser for more information.