With an upfront premium discount of up to 40% on Whole of Life Cover and 25% on Term Cover as well as the ability to earn annual cashback
When you add Vitality Optimiser to your plan, you unlock an upfront premium discount of up to 40% on Whole of Live Cover and 25% on Fixed Term cover, access to all our reward partners - like Apple Watch, Ocado and Virgin Active - and the chance to keep your premiums low in future by staying active and healthy.
The more active you are, the bigger the rewards
As long as you have taken a health check or health screen in your plan year, you will be eligible for cashback. The amount of cashback you receive is determined by your Vitality Status. You can improve your status by collecting Vitality Points. The more points you get the higher your status (and rewards) will be.
|If one person is covered||No cashback||No cashback||£50||£125|
|If two people are covered||No cashback||No cashback||£100||£250|
Any cashback we give you may be subject to tax. This might affect your personal tax position. Contact a Financial Adviser or Her Majesty’s Revenue & Customs (hmrc.gov.uk) to find out more.
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