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The Consultant Panel

Gives you treatment based on care, not cost

Our Consultant Panel – included in Core Cover - pick the right expert for you.

Our Panel are formed by Alliance Surgical, the biggest national group of UK consultants in private practice, all reviewed and audited by their peers. They also undergo customer satisfaction assessments, so you can be sure of getting the highest standards of care.


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All it takes is a few minutes to get a quote online.

The advantages of our Consultant Panel

  • You get a consultant based on your specific needs, symptoms and medical history.
  • If your consultant says you need further treatment, our panel fully manage your claim – there’s no need to contact us for authorisation.
  • We pay your consultant directly and in full – there are no fee shortfalls with us.

Easy to access

  • Submit your claim online or over the phone
  • Use our free Vitality GP app to book a private video consultation. If your Vitality GP thinks you need more treatment, they contact the Consultant Panel.
  • The Consultant Panel looks at your symptoms and medical history and then recommends a consultant based on their expertise for your needs. 

Frequently asked questions

Here are a few questions we have answered for our members

Can I contact the panel directly?

If a Vitality GP says that you need to see a consultant, they’ll complete a referral to be reviewed by the Consultant Panel. If you submit a claim by phone or online, we’ll pass your information on to an Alliance Surgical advisor who’ll deal with the panel to review your symptoms and arrange a referral.
Alliance Surgical will call you shortly after with the names of your recommended consultants, to discuss appointment times and confirm any other important information with you.

The Consultant Panel will manage your claim while you’re under the care of their recommended consultant, so you can focus on your recovery. If we need to discuss your claim or any aspect of your cover, we’ll contact you.

How qualified are the consultants on the panel

All Alliance Surgical consultants are acknowledged experts in their fields, working across 65 specialisms and 34 sub-specialisms of medicine. They’ve also been reviewed and recommended by other consultants. If you’re referred to our Consultant Panel, Alliance Surgical will call to offer you a choice of consultants. They’ll also tell you about their experience and specialism.

How quickly can I access care?

Whether you’re referred by a Vitality GP, submit a claim online or over the phone, an Alliance Surgical advisor will receive your details as soon as your claim has been approved. They’ll usually contact you the next working day or sooner.

Can I ask for a specific consultant?

If you have a consultant in mind, let Alliance Surgical  know when they contact you. They’ll be able to confirm if they form part of the panel, as well as recommend other consultants based on your needs, symptoms and medical history.

What if the consultant I want to see isn't part of the Consultant Panel?

You’ll need to contact us to check your chosen consultant is recognised by us and to get your claim approved. You’ll need to contact us again if your consultant says you need any further treatment which we haven’t already approved.

What information do you share with Alliance Surgical?

Alliance Surgical have access to the information provided by you or the Vitality GP when you make the claim, as well as details of the benefits and any limits that apply to your plan.

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Award-winning health insurance from £1.10 per day.

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Or ask for a callback and we’ll get in touch at a time to suit you.
Lines are open:
Monday to Thursday: 9am – 7pm
Friday: 9am – 5pm
Saturday: 9.30am – 2pm

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Where to next?

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