Health and life insurance for individuals
Plan for tomorrow with health and life insurance
Wherever you are in life, a little forward planning can make a huge difference. You can tailor your cover with a health and life insurance plan from £1.421 a day. This would help you pay for things like private medical bills, loss of income if you couldn't work, and mortgage repayments if you became ill.Get a health and life insurance quote
Call us on 0330 678 3326 to speak to one of our financial advisers, or get a callback.
What is the difference between life insurance and health insurance?
Health insurance gives you access to private medical specialists and facilities for treatment. Private medical insurance works alongside the NHS. It gives you more choice about who treats you. Health insurance also includes seeing a private GP, mental health support and private physiotherapy.
Life insurance can help in a few ways. It depends on your individual needs and what plan you buy.
- If you have a mortgage, life insurance could cover the repayments if something unexpected happened
- If you get sick and can’t work, you would receive a lump sum payout, or a monthly income to help cover your outgoings
- If you pass away or become terminally ill, you and your family would receive a payout.
Discounts and rewards with our individual insurance plans
Other individual insurance options
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Income protection insurance
Income protection pays you a monthly tax-free income if you get sick or injured and can't work.
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Serious illness cover
If you develop a serious illness, serious illness cover pays out a tax-free lump sum. This will help with your finances while you recover.
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Advanced cancer cover
If you're diagnosed with cancer, your medical costs will be covered in full. Included in all our health insurance plans.
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Mental health support
Included as standard, you get the Headspace app, 8 talking therapy sessions, treatment and support for more serious conditions.
To get a health and life insurance quote, call us on 0330 678 3326, or get a callback.
Get a callbackCall us on 0330 678 3328 to get unbiased, expert advice.
Get a callbackIndividual health and life insurance FAQs
1 Health insurance minimum daily premium £1.45*
Life insurance minimum daily premium £0.17
Premiums are paid monthly.
*Price is based on a 35-year-old living in Peterborough, plan starting 01.02.2024, with Consultant Select hospital option, Full Medical Underwriting, plan excess of £250, and £500 Out-patient benefit. Includes Insurance Premium Tax.