Health and life insurance for individuals
Plan for tomorrow with health and life insuranceWherever you are in life, a little forward planning can make a huge difference. You can tailor your cover with a health and life insurance plan from £1.421 a day. This would help you pay for things like private medical bills, loss of income if you couldn't work, and mortgage repayments if you became ill.
What is the difference between life insurance and health insurance?
Health insurance gives you access to private medical specialists and facilities for treatment. Private medical insurance works alongside the NHS. It gives you more choice about who treats you. Health insurance also includes seeing a private GP, mental health support and private physiotherapy.
Life insurance can help in a few ways. It depends on your individual needs and what plan you buy.
- If you have a mortgage, life insurance could cover the repayments if something unexpected happened
- If you get sick and can’t work, you would receive a lump sum payout, or a monthly income to help cover your outgoings
- If you pass away or become terminally ill, you and your family would receive a payout.
Discounts and rewards with our individual insurance plans
Other individual insurance options
Income protection insurance
Income protection pays you a monthly tax-free income if you get sick or injured and can't work.
Serious illness cover
If you develop a serious illness, serious illness cover pays out a tax-free lump sum. This will help with your finances while you recover.
Advanced cancer cover
If you're diagnosed with cancer, your medical costs will be covered in full. Included in all our health insurance plans.
Mental health support
Included as standard, you get the Headspace app, 8 talking therapy sessions, treatment and support for more serious conditions.
Individual health and life insurance FAQs
Are life insurance and health Insurance the same?
Can I get a combined health and life insurance policy?
Is it cheaper to take out both health and life insurance with Vitality?
Is it worth getting both health and life insurance?
Life insurance minimum daily premium £0.17
Premiums are paid monthly.