Terms and Conditions
Vitality Summer Special Offer
Cashback offer terms and conditions
1. Who is this offer available to?
b) “Cashback Unit” means the value of up to two month’s premium of the Eligible Plan (for previously insured SME’s) and up to three month’s premium of the Eligible Plan (for not currently insured SME’s joining on moratorium or full medical underwriting acceptance terms). Cashback unit is calculated as an average of the Premiums due for the first three months of the Eligible Plan.
c) “Eligible Plan” means a VitalityHealth Business Healthcare Plan that has:
i. a Plan Start Date between 1 July 2022 and 30 September 2022 inclusive; and
ii. all Premiums paid up-to-date at the Payment Date;
For the avoidance of doubt, VitalityHealth Business Healthcare Plans that include any Employees who were already insured under a VitalityHealth Business Healthcare Plan or VitalityHealth Corporate Healthcare Plan at any time between 15 May 2022 and 30 June 2022 (inclusive) will not be eligible for the Offer.
d) “Eligible Planholder” means an organisation who has an Eligible Plan for the benefit of their Employees and is responsible for paying the Premiums on the Eligible Plan;
e) “Employee” means an employee of the Eligible Planholder who is covered on the Eligible Planholder’s Eligible Plan in their own right (including Vitality at Work), and not as a partner or dependant of another Employee;
f) “Engagement Period” means the calendar month in which the Plan Start Date commenced, until the end of the following two calendar months;
g) “Qualifying Condition” means that the Participating Member has – subject to clause 9 - during the Engagement Period:
i. completed all sections of the online Health Review (Vitality Age) assessment, and earned Vitality Points for that completion; and
ii. earned at least three Vitality Points for physical activity;
h) “Participating Member” means any Employee that:
i. is aged 18 or over when their cover under the Eligible Plan began;
ii. joined the Eligible Plan during the Engagement Period; and
iii. remains covered on the Eligible Plan on the last day of the Engagement Period;
i) “Payment Date” means the date on which the Cashback amount is paid to the Eligible Planholder, this being no later than the end of the fifth calendar month following the Plan Start Date;
j) “Plan Start Date” means the date on which insurance cover first began on the Eligible Plan;
k) “Premium” means the monthly amount paid by the Eligible Planholder to VitalityHealth in order to maintain coverage for a VitalityHealth Business Healthcare Plan;
l) “SME” means a small to medium sized business employing between 1 and 249 people;
m) “Vitality” means Vitality Corporate Services Limited (registered number 05933141) of 3 More London Riverside, London SE1 2AQ;
n) “VitalityHealth Business Healthcare Plan” means a general insurance contract for the provision of private medical insurance services to an SME, administered by Vitality trading as VitalityHealth;
o) “VitalityHealth Corporate Healthcare Plan” means a general insurance contract for the provision of private medical insurance services or a corporate medical expenses product established as a healthcare master trust sold by Vitality to businesses employing 100 or more people and which is flat (i.e. experience) rated.
p) “VitalityInvest Plan” means an investment or pension product, administered by Vitality trading as VitalityInvest;
r) “VitalityLife Plan” means a pure protection insurance contract, administered by Vitality trading as VitalityLife;
s) “Vitality Points” means points awarded to a Participating Member under an Eligible Plan for healthy living activities (as specified by Vitality).